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The major chunk of which goes in the settlement of claims against its members. Management cost would include the salaries of the employees and rent of the offices etc.

The cost of such reinsurance also comes under expenditures. Once the incomes and expenditures are known, the balances are just the game of addition and subtraction.

At the end of the year, the amount short of the agreed amount to maintain in the fund is contributed by each ship owner.

Rajeev Jassal has sailed for over 19 years mainly on crude oil, product and chemical tankers. He has done extensive research on quantitatively measuring Safety culture onboard and safety climate ashore which he believes is the most important element for safer shipping.

Respected SIr, Very use full article. If you apply this to all situations, it should be clear. Hope that clarifies.

Dear sir, if a ship hits a fishing vessel and loss of life of fishermens, then who will contribute for the loss and wat s the limit. There is no limit of liability in these cases.

The fishermen's family would file the criminal case and shipowner and seafarers involved need to contest that. Great information Sir. Request you to kindly answer my query..

Why Marine insurance is called Marine insurance Act? That is because, like any other type of insurance, marine insurance too need a law Act to govern it.

For example, if there is no law, the insurer may simply deny the claims made to him by the assured. Or the assured may not disclose the true picture and still claim the huge money from the insurer.

Cross liability is a bigger topic and I will write a post on that Very useful. Thank you. I have been an Insurance Manager for a shipping company of 10 vessels for more than 5 years.

Presenting these matters is such a way, shows solid knowledge on the specific topic and the kindness to share it with the shipping community.

Congratulations from a fan from Greece! Found your blog. Its really valuable for worldwide shipping services.

I appreciate your article. Its important for ge good informations on worldwide shipping services. So thanks for sharing all that important information.

Very useful article. Thank you for your sharing this wonderful post. What happens when a vessel owner is involved in an offshore incident such as an engine room fire that eventually caused an oil spill due to delayed responders and US government agency deems the vessel owner as not being compliant with US federal laws which subject the vessel owner to unlimited liability.

I am worried about dock suing the charterer if the vessel damages the dock. No, charterers will not be responsible for this and hence no claim can be made against the charterers.

The claim will be for ship owners or ship manager. Dear sir pls advice on below FO hose was connected to DO line.

Bunkering commenced. Blunder was realised moment later. Huge claims on part of the ship itself. Who will pay for this claim.

Dear Captain, your explanation is fully noted. However, i am a little bit confused on one thing. The first and second statement sounds inconsistent, could you please clarify?

Certificate of entry is generally valid until 20th of Feb. Hi sir! Thank you for sharing this information. I don't really find any complete information on Google.

I am a full rights lawyer in my country Romania and also a student at the marine University last year in my country and I would love to add both law and marine into my work What would be your advice as an experienced captain?

Kind regards. Thank you for such clear info. I see the needs for PI if you are a ship owner. But what of freight forwarders or ship agents or brokers?

Can they avail of PI club? Many thanks. Sir If there is two ships and one is insured and other and both gets collided with other than but only one ship get damaged.

Dear sir, we introduce myself. The vessel sank of 2,1. Already informed ship insurance broker and third party. Why delaying cover of reason? Please explain us.

Dear sir, Up post ,we study Insurance certificate valid June to jun Soon expire search certificate. How process early insurance cover for missing crews cover?

Sir really very thanks for all this informations. Sir, in case of collision, the repair cost of ship A, ie. Sir, good explanations.

I have question about overspill call, how it is contributed between international pooling agreement, limits of claim by individual club and international group of clubs.

Thanks for this amazingly explained information, easy to understand. Learn the difficult concepts of sailing described in a easy and story-telling way.

These detailed and well researched articles provides value reading for all ranks. Ask or answer a question on this forum.

Knowledge dies if it remains in our head. Share your knowledge by writing answers to the question. This podcast on the maritime matters will provide value to the listeners.

Short, crisp and full of value. Stay tuned for this section. Written by Capt Rajeev Jassal on May 29, Let us jump in.

Broadly there are three types of marine insurance. Cargo insurance The shipper has shipped the cargo and the cargo gets damaged during the voyage.

So if these defenses apply to a case, the shipper would have nobody to claim these damages from. This is the reason that shipper insures the cargo at each leg of the voyage.

This was the time when most of the ships were sailing vessels. Related Blogs. Follow us Today on our social network. About Capt Rajeev Jassal Capt.

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But when a ship is navigating at sea, carrying cargo and is involved in all these activities, it is subjecting itself to a number of claims against the ship owners.

For example, a port can claim that ship damaged its fenders or a buoy while berthing. Or the port can claim that ship polluted their waters.

So it is not about only insurance of damage to the hull and its machinery but also about all the claims that ship owner can get against him.

There can be a number of other kinds of claims. Some logical and some illogical. But ship owners have to make sure that they are insured for all of these.

This is the oldest kind of marine insurance and most basic one too. The international navigation limits define the geographical limits within which the ships can trade without any additional premium.

Again, this is because of additional risk that these areas pose. The shipper has shipped the cargo and the cargo gets damaged during the voyage.

Can shipper claim all the costs from the shipowner or carrier? Shipowners provide a service of carrying the cargo of the shipper.

While providing this service, a shipowner may be subjected to a number of claims from third parties. These claims could be damage to the jetty, pollution from the ship or even the fines to the ship from authorities.

Shipowners need to insure for all these third party claims. But as more and more steamships came to the sea, the chances of collision between ships increased.

Underwriters became concerned about this increased risk. Let us see this with an example. Let us say there has been a collision between two ships.

The ship owners wanted to insure this amount too without exorbitantly increasing their insurance premium. Shipowners wanted to avoid that.

It is the club of shipowners who are acting both as assured and insurers. All these 10 shipowners have one ship each which is of the same type, size and value.

At the end of the year, one ship had third party claim of USD to pay. This claim of USD will be shared by all the 10 shipowners equally.

In our example, the claim of USD would need to be paid immediately to avoid the delays to the ship. Now if the claim towards the shipowners for one of such incident is USD It is important for the shipowner to insure all risk involved with the operation of a ship.

Some of the factors the club would be looking for are. Once the club decides that the ship can be covered, the details of the cover provided by the club would be shared with the ship owner.

The details would include the call rate and deductibles for each type of risk. Call rate is expressed as amount per gross tonnage. Some part of this money is also invested to earn some profit which again goes into the fund.

The major chunk of which goes in the settlement of claims against its members. Management cost would include the salaries of the employees and rent of the offices etc.

The cost of such reinsurance also comes under expenditures. Once the incomes and expenditures are known, the balances are just the game of addition and subtraction.

At the end of the year, the amount short of the agreed amount to maintain in the fund is contributed by each ship owner. Rajeev Jassal has sailed for over 19 years mainly on crude oil, product and chemical tankers.

He has done extensive research on quantitatively measuring Safety culture onboard and safety climate ashore which he believes is the most important element for safer shipping.

Respected SIr, Very use full article. If you apply this to all situations, it should be clear. Hope that clarifies.

Dear sir, if a ship hits a fishing vessel and loss of life of fishermens, then who will contribute for the loss and wat s the limit.

There is no limit of liability in these cases. The fishermen's family would file the criminal case and shipowner and seafarers involved need to contest that.

Great information Sir. Request you to kindly answer my query.. Why Marine insurance is called Marine insurance Act?

That is because, like any other type of insurance, marine insurance too need a law Act to govern it. For example, if there is no law, the insurer may simply deny the claims made to him by the assured.

Or the assured may not disclose the true picture and still claim the huge money from the insurer. Cross liability is a bigger topic and I will write a post on that Very useful.

Thank you. I have been an Insurance Manager for a shipping company of 10 vessels for more than 5 years. Presenting these matters is such a way, shows solid knowledge on the specific topic and the kindness to share it with the shipping community.

Congratulations from a fan from Greece! Found your blog. Its really valuable for worldwide shipping services.

I appreciate your article. Its important for ge good informations on worldwide shipping services. So thanks for sharing all that important information.

Very useful article. Thank you for your sharing this wonderful post. What happens when a vessel owner is involved in an offshore incident such as an engine room fire that eventually caused an oil spill due to delayed responders and US government agency deems the vessel owner as not being compliant with US federal laws which subject the vessel owner to unlimited liability.

I am worried about dock suing the charterer if the vessel damages the dock. No, charterers will not be responsible for this and hence no claim can be made against the charterers.

The claim will be for ship owners or ship manager. Dear sir pls advice on below FO hose was connected to DO line. Bunkering commenced. Blunder was realised moment later.

Huge claims on part of the ship itself. Who will pay for this claim. Dear Captain, your explanation is fully noted.

However, i am a little bit confused on one thing. The first and second statement sounds inconsistent, could you please clarify?

Certificate of entry is generally valid until 20th of Feb. Hi sir! Thank you for sharing this information. I don't really find any complete information on Google.

I am a full rights lawyer in my country Romania and also a student at the marine University last year in my country and I would love to add both law and marine into my work What would be your advice as an experienced captain?

Kind regards. Thank you for such clear info. I see the needs for PI if you are a ship owner. But what of freight forwarders or ship agents or brokers?

Can they avail of PI club? Many thanks. Sir If there is two ships and one is insured and other and both gets collided with other than but only one ship get damaged.

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